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	<title>Experts On Credit</title>
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	<link>http://expertsoncredit.com</link>
	<description>Credit Card Blog and Articles</description>
	<pubDate>Mon, 01 Dec 2008 20:26:59 +0000</pubDate>
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		<title>Paying Your Mortgage with A Credit Card</title>
		<link>http://expertsoncredit.com/2008/11/paying-your-mortgage-with-a-credit-card/</link>
		<comments>http://expertsoncredit.com/2008/11/paying-your-mortgage-with-a-credit-card/#comments</comments>
		<pubDate>Sat, 01 Nov 2008 20:16:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[debt]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=77</guid>
		<description><![CDATA[Credit Cards and Mortgages
Big-picture statistics relating to the real estate industry are notoriously hard to pin down.  However, according to several sources of mortgage-related statistics, about one-sixth of all homes in the U.S. are currently worth less than their mortgages.  This is about 12 million homes.  Broad-brush estimates of mortgage delinquencies suggest [...]]]></description>
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		<title>How To Prevent Identity Theft</title>
		<link>http://expertsoncredit.com/2008/10/how-to-prevent-identity-theft/</link>
		<comments>http://expertsoncredit.com/2008/10/how-to-prevent-identity-theft/#comments</comments>
		<pubDate>Thu, 23 Oct 2008 17:46:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[identity theft]]></category>

		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=68</guid>
		<description><![CDATA[Identity Theft and Credit-Card Fraud 101 – An Introduction
This complex subject will require a number of postings.  Identity theft and credit-card fraud are opposite side of the same coin, and both are high-growth industries of global scope.  This particular post will deal in a broad-brush way with these interconnected topics, and how to [...]]]></description>
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		<title>Can Consumer Credit Counseling Help Me?</title>
		<link>http://expertsoncredit.com/2008/10/can-consumer-credit-counseling-help-me/</link>
		<comments>http://expertsoncredit.com/2008/10/can-consumer-credit-counseling-help-me/#comments</comments>
		<pubDate>Tue, 21 Oct 2008 22:52:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit]]></category>

		<category><![CDATA[credit counseling]]></category>

		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=60</guid>
		<description><![CDATA[Can Consumer Credit Counseling Help Me?
Consumer credit counseling refers to the process of consulting with someone who offers advice about how to deal with credit problems.  Some counselors charge fees, and some offer their services as part of community outreach programs or not-for-profit organizations.  Consumer credit counseling can be a great help in [...]]]></description>
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		<item>
		<title>What You Didn&#8217;t Know About Credit</title>
		<link>http://expertsoncredit.com/2008/10/what-you-didnt-know-about-credit/</link>
		<comments>http://expertsoncredit.com/2008/10/what-you-didnt-know-about-credit/#comments</comments>
		<pubDate>Fri, 17 Oct 2008 18:52:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[low apr]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=54</guid>
		<description><![CDATA[Credit Scores and APRs – Joined At The Hip
The interest rates charged on credit-card balances are known as Annual Percentage Rates (APRs).  These rates reflect the perceived creditworthiness of credit-card holders.  Generally speaking, consumers perceived to be good credit risks can expect to pay lower rates.  Conversely, consumers that are perceived to [...]]]></description>
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		<title>Debt-Management 101 – Options and Strategies For Consideration</title>
		<link>http://expertsoncredit.com/2008/10/debt-management-101-%e2%80%93-options-and-strategies-for-consideration/</link>
		<comments>http://expertsoncredit.com/2008/10/debt-management-101-%e2%80%93-options-and-strategies-for-consideration/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 18:16:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[debt]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=49</guid>
		<description><![CDATA[Debt is a fact of life.  Well-managed debt makes life easier.  Poorly managed debt can create serious and lasting problems.  Because of the potentially high Annual Percentage Rates (APRs) that credit cards can carry, credit-card debt is potentially much harder to manage than, for instance, mortgage debt.
My Debt Load Has Become Unmanageable [...]]]></description>
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		<title>Preventing Credit-Card Fraud – 10 Tips For Concerned Consumers</title>
		<link>http://expertsoncredit.com/2008/10/preventing-credit-card-fraud-%e2%80%93-10-tips-for-concerned-consumers/</link>
		<comments>http://expertsoncredit.com/2008/10/preventing-credit-card-fraud-%e2%80%93-10-tips-for-concerned-consumers/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 19:22:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[scams]]></category>

		<category><![CDATA[Consumers]]></category>

		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=43</guid>
		<description><![CDATA[In my last post, I described the top 5 types of credit-card fraud (phishing, minting, skimming, shaving, and cramming), and offered specific techniques that can be used to spot or prevent these scams.  The field of credit-card theft and prevention is a broad one.  The following 10 general tips are important for all [...]]]></description>
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		<title>How To Combat Credit Card Scams</title>
		<link>http://expertsoncredit.com/2008/10/how-to-combat-credit-card-scams/</link>
		<comments>http://expertsoncredit.com/2008/10/how-to-combat-credit-card-scams/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 23:09:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[scams]]></category>

		<category><![CDATA[Combat]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=37</guid>
		<description><![CDATA[Generally speaking, the only way to combat these scams is to maintain constant attentiveness:
Skimming
Keep your eye on your credit card at all times &#8212; especially in restaurants and retail establishments, and especially while traveling.  Pay attention to the ATMs your use.  If an ATM machine looks odd or if the card-reading device seems [...]]]></description>
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		</item>
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		<title>Top 5 Common Credit-Card Scams</title>
		<link>http://expertsoncredit.com/2008/10/top-5-common-credit-card-scams/</link>
		<comments>http://expertsoncredit.com/2008/10/top-5-common-credit-card-scams/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 20:07:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[scams]]></category>

		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://expertsoncredit.com/?p=24</guid>
		<description><![CDATA[The five most common credit-card scams at the moment are:
Skimming
The use of an unauthorized electronic reader to capture credit card information. This can be done by, for instance, a waiter, with a small portable device – or it can be done at an ATM with a device designed to look like a part of the [...]]]></description>
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